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Tokenised RWA Fund

Fund manager — $1T equity pipeline tokenised under FHE

A regulated fund manager moves a $1 trillion equity-portfolio mandate spanning AI companies, resource and mining companies, and energy companies onto the W3A ERC-3643 / T-REX substrate. Confidential NAV computation under FHE eliminates the 5-15 bps per-rebalance front-running loss that costs comparable managers $200-600 million per year.

$1T
tokenisation mandate pipeline
$200-600M/yr
rebalance front-running prevented
5-15 bps × $100B quarterly rebalance × 4
ERC-3643 / T-REX
on-chain security-token standard
same suite as the existing Creatrust / Luxembourg deployment
< 30 s
confidential NAV on 500 holdings
8× H100 GPU coprocessor; 215K gas per holding
$15B
tokenised RWA float by 2030 (W3A share)
against $1-3T global TAM at 1-3% share
CSSF
Luxembourg supervision
via Alliance-member Creatrust fund manager
67-of-100
threshold decrypt for per-share NAV
cryptographic privacy, not access-control

What the fund manager brings

The fund manager operates a multi-trillion-dollar regulated portfolio across three sleeves: AI companies (foundation models, infrastructure, applied AI), resource and mining companies (metals, lithium, rare earths, copper), and energy companies (renewables, transition fuels, grid storage). The forward tokenisation mandate is up to $1 trillion nominal over a phased 24-60-month onboarding window as listings clear regulatory and custodial preconditions.

The manager's current portfolio operates under classical custody and traditional fund-administration plumbing, with a quarterly rebalance cadence whose visible order flow has been modelled to cost the manager 5-15 basis points per event in front-running and information-leakage extraction — a $200-600 million annual line item that has been treated as cost-of-doing-business until tokenisation became practical.

What the substrate delivers

  • ERC-3643 / T-REX security tokens per portfolio line item. Identity-bound transfers via on-chain identity registry; compliance-module-gated transfers; trusted-issuers- registry-attested issuance. Same exact contract suite as the existing Creatrust / Luxembourg digital-securities platform, audited and live.
  • Confidential NAV computation under FHE. The per-share NAV is computed homomorphically — holdings stay as euint64 ciphertexts under the network threshold-FHE public key, prices arrive as independently-encrypted oracle ciphertexts so the issuer cannot manipulate inputs to the multiplication, and only the per-share NAV is threshold-decrypted at scheduled publication (67-of-100 validator committee). Under RLWE with ≥ 2 positions the AUM-to-position-vector decomposition is information- theoretically hidden.
  • Sealed-bid AP creation / redemption auctions. Every authorised-participant bid arrives as an FHE ciphertext; the matching algorithm runs on the ciphertexts; only the cleared creation/redemption event becomes plaintext at scheduled-decrypt. The 5-15 bps per-rebalance leakage that incumbents pay is removed by construction.
  • Confidential diversification + concentration checks. SEC Rule 35d-1 (Names Rule, 80% in-asset-class) and Subchapter M Internal Revenue Code 5%/10% diversification limits run as FHE-on-encrypted-state — the substrate produces a single threshold-decrypted compliance bit per cycle without revealing the underlying holdings to competitors.

NAV benchmark — 8× H100 GPU coprocessor

HoldingsGas costWall-clock NAV
5014.25M≈ 12 s
10028M≈ 22 s
25069.25M≈ 55 s
500< 30 s on 8× H100

Per-holding cost: ≈ 215K gas (mul + add) plus a one-time 500K gas scalar-divide. Threshold-decrypt of the final per-share NAV is ≈ 10K gas and completes in 2-5 s. At any plausible gas-price denomination the marginal cost of computing NAV homomorphically is seven-to-nine orders of magnitude less than the bps-per-event extraction that information leakage would otherwise represent.

Aggregate market shape

Global tokenised-RWA float reached ≈ $15B by Q1 2026. The Great Crossover trajectory (operative paper §2f) projects $1-3T by 2030 across tokenised treasuries, real estate, commodities, private equity, fund LP interests, fixed income, music + IP royalties, and the equity-portfolio category this manager occupies. A 1% W3A capture is $10-30B of in-substrate AUM; the manager's own pipeline alone is structurally positioned to anchor that share.

Migration path

A typical first-year onboarding tokenises 5-15% of the manager's portfolio (the public-traded equities, the listed funds, the well-defined private positions with clean cap tables). The remaining mandate phases in over 24-60 months as each underlying issuer's tokenisation preconditions clear. At each phase the rebalance front-running cost is removed proportionally, the custody cost falls from 2-5 bps to 0.5 bps, and the operational cost-to-administer falls by an order of magnitude as the substrate's on-chain accounting replaces the legacy fund-administrator's manual reconciliation.

Talk to the Office of the Chief Economist.

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